Dubai’s real estate market is exciting — but also confusing if you’re just starting out. From off-plan options to ready units, legal fees to golden visa benefits — here’s a clear, hype-free guide to help first-time buyers make the right move.

Off-Plan vs Ready Property — Which One is For You?

Off-Plan: Cheaper, flexible payments, future appreciation.

Ready: Immediate move-in or rental income, less risk.

My POV: “If you’re patient, go off-plan. If you need returns fast, buy ready.”

What You REALLY Need in Terms of Budget?

Down payment: Usually 20%–25%

Other fees: DLD (4%), broker (2%), NOC, registration

Hidden costs new buyers forget

My Tip: “Don’t just count the price. Count the process.”

Legal Steps & Documents You Need

• Emirates ID / Passport
• Proof of funds
• Signed Form F (MOU)
• Property registration (Title Deed)

Golden Visa angle: Properties over AED 2M now qualify — added value!

Best Areas for First-Time Buyers

• Mid-budget & high value: JVC, Arjan, Dubai Hills Estate
• Luxury starter picks: MBR City (small units), Dubai Creek Harbour

My POV: “Don’t follow the crowd. Follow the logic. Look where the city is expanding.”

How to Avoid Rookie Mistakes?

Rushing because of FOMO

Skipping due diligence on developer

Forgetting rental yield if not living in the unit

The biggest mistake is listening to hype. The smartest move is listening to someone who’s closed hundreds of deals.

– Mohamed Magdy